Why Laybuy?

Laybuy lets you take your car home today and spread the total cost of your service or repair
across 6 weekly automatic payments. Interest free*.

How Laybuy works:


Step 1.

When you arrange to settle your invoice ask to pay by Laybuy


Step 2.

Provide your mobile number to our friendly team member


Step 3.

You will receive an instant text message with a link to complete your purchase


Step 4.

Choose your payment day, view your schedule and select pay now


Step 5.

You’re done! Payments will be taken each week automatically

Frequently Asked Questions

What Is Laybuy?

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Interest Free.

How Does Laybuy Work?

Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can pay your service invoice immediately.

The first payment equal to one sixth of the purchase price occurs once your transaction is completed by our friendly service advisors. The remaining five payments are processed each week on the day of the original purchase from your nominated card.

No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.

Can I Use Laybuy?

If you are a NZ resident and at least 18 years old, you are eligible to use Laybuy.

Before you can use Laybuy you need to provide us with your full name, residential address, email address and your NZ mobile number for the credit check/verification.

We will also need your Visa Debit or Credit Card details so that we can deduct the amounts in connection with your purchase.

How Do I Sign Up To Laybuy?

You can make your first Laybuy purchase as soon as you complete registration and you have been accepted as a user of the Laybuy service.

How Much Does Laybuy Cost?

Laybuy doesn't charge you any interest or upfront fees.

If you miss a payment you will be notified immediately. A late payment fee of $10 may be charged in respect of each payment you fail to make on time. Any payment default may also result in our debt collection service contacting you and/or your credit score being affected.

How Do I Use Laybuy At Eagers Automotive Dealerships?

Laybuy can be used in-store for service and tyre purchases at any Eagers Automotive dealership location.

*For full terms and conditions about Laybuy, visit Laybuy.